Borrowing Power Calculator

Borrowing Power Calculator

Answer five short steps to estimate how much you may be able to borrow.

Step 1 of 5
Household setup
My income
e.g. bonus, dividends.
Rental income is entered per loan below. Do not include it here.
Existing loans & debts
Section A — Existing property loans

Your other debts
The loan you want

⛔ Unable to calculate

Based on your income and existing commitments, there is no available serviceability remaining for a new loan.

📉 Reduce existing commitments or increase income before applying for a new loan.

Where your money went
Maximum borrowing capacity
$0
Monthly repayment: $0 /mo

Notes

What This Calculator Does

This calculator estimates your borrowing capacity based on a custom model that varies by lender. It provides an indication of what you might be eligible to borrow, considering your income and existing financial obligations.

Important to Know

Your actual borrowing amount will only be confirmed when you formally apply for a loan and receive conditional approval from a lender. Different lenders use different criteria, so your approved amount may vary. Tax figures are estimates and do not constitute tax advice — speak with a qualified accountant.

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